Your confidence in choosing YASHASHVI SECURITIES PRIVATE LIMITED's Yashashvi Loan is highly valued by us, and we take our responsibility to safeguard your personal information very seriously. This Privacy Policy provides detailed insights into the protocols we follow to collect, employ, secure, and divulge your personal data.
In this text, “we” and “our” encompass both YASHASHVI SECURITIES PRIVATE LIMITED and Yashashvi Loan as a single entity.
This policy serves to elucidate the manner in which we handle personal information within mobile applications. We encourage you to meticulously peruse this document to grasp our methods of managing your personal data.
1. Getting in Touch
For questions, remarks, or issues related to this Privacy Agreement or the way your personal information is processed, contact us at:
Corporate Name: YASHASHVI SECURITIES PRIVATE LIMITED
CIN: U67120WB2006PTC112242
Email:
Address: Shyam Tower, 03-319, Dh6/11, Street No. 319, Action Area-id Kolkata, West Bengal, 700156 India
We are dedicated to promptly and efficiently addressing your concerns.
2. Management of Personal Information Sharing and Transmission
Protecting your personal information from unauthorized disclosure is paramount to us. To this end, we do not sell, trade, or engage in the sharing and transmission of your personal data with third parties without obtaining your explicit prior approval or being prompted by legal requirements. When the process involves the sharing and transmission of personal information, we rigorously conform to the relevant legal standards and the guidelines of this Privacy Policy.
Through this approach, we employ comprehensive security measures aimed at maintaining the security and privacy of your personal information throughout its sharing and transmission process.
3. Personal Information Collection and Use
In the course of using our loan application, we are entitled to collect information in the following categories:
Personal Identifiers: Your name, modes of contact, birth date, etc.
Economic Details: Your financial earnings, debts, and related fiscal information.
Professional Information: Your job title, employer identification, etc.
Credit Analysis: Including your credit score and detailed credit history.
Supplementary Information: Communications with our service, customer feedback, and other pertinent details.
Collection Techniques
Your personal data is obtained via:
Direct inputs from your end.
Automatic collection functionalities within our application.
External sources for the verification of identity and fiscal conditions.
To deter financial malpractices and verify your loan eligibility, we require permissions for accessing your device's camera, photo album, and address book during the KYC diligence.
4. Purposes Behind the Utilization of Collected Personal Information
Your personal information is utilized for purposes including:
Execution and processing of loan applications;
Evaluation for loan approval and conducting risk assessments;
Administration of loan accounts and facilitation of repayment schemes;
Communication purposes, including the provision of information regarding complementary products and services;
Improvement and decision-making processes for the betterment of our application and services;
Compliance with the requisite legal and regulatory standards.
5. Authorization for Access and Information Collection
In order to apply for a full loan through our app, users are required to provide authorization for us to access the following permissions on their devices:
Camera Access Permission: It is crucial for the app to access your device's camera to enable the capture of images or videos. This requirement is part of the identity verification process, aimed at preventing financial fraud.
Location Access Permission: Our app requires the ability to access your location data to ensure that you reside within our loan service area. This is vital as services are restricted to certain geographical boundaries.
Contacts Permission: Access to your contact list is necessary for the app to conduct checks against compliance with local regulations in India and to identify potential risk factors such as consecutive numbers, thereby reducing the likelihood of financial fraud and credit risk.
Following the completion of the loan qualification review, we ensure that all personal data collected is promptly deleted, guaranteeing no long-term retention.
6. Comprehensive Personal Information Protection Measures
Our dedication to the security of your personal information is unwavering. We employ a holistic strategy that combines the latest in technical defenses with rigorous management policies to safeguard your personal data's safety, integrity, and privacy.
Leveraging top-tier encryption technology stands as a cornerstone of our data protection strategy, effectively securing your personal information against unauthorized access and cyber threats.
We enforce a strict limitation on who can access personal information, ensuring it is confined to personnel who have passed extensive security clearances. Their access rights are carefully managed and regularly reviewed to prevent data misuse.
Our proactive stance on security involves frequent assessments and updates to our data storage systems, ensuring they meet the highest standards of security and are resilient against unauthorized intrusion.
A pivotal aspect of our data protection strategy is our privacy protection training program for employees. This program is comprehensive, covering the latest data protection laws, ethical handling of personal information, and best practices in privacy security, thereby cultivating a strong culture of privacy awareness within our organization.
7. Privacy Policy Enhancements
We may periodically adjust our privacy policy to better reflect our evolving data management practices and adherence to updated legal standards. Notifications of significant updates will be disseminated through effective channels.
8. Loan Provider Overview
Name of Loan Provider: YASHASHVI SECURITIES PRIVATE LIMITED
CIN: U67120WB2006PTC112242
Email Support:
Financial License (issued by Reserve Bank of India): NO. 14·08567
Address: Shyam Tower, 03-319, Dh6/11, Street No. 319, Action Area-id Kolkata, West Bengal, 700156 India
It's important to us that you fully understand our Privacy Agreement before using our products and services. If any aspect of this agreement raises questions, please feel free to contact us for detailed explanations.
